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Natural hazards · Worthington

Worthington, MA natural hazards

Most of the natural-hazard damage FEMA expects in Worthington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2005. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Worthington?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Worthington to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes9%Everything else14%
By hazard

What Worthington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

9% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Worthington flood?

Every paid claim on a federal flood insurance policy in Worthington, from FEMA’s records.

1paid claims since 2005
$4Kpaid to owners
0homes flooded more than once
20052026
of all homes
are insured
No community discount. Worthington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampshire County.
Disasters that hit Worthington

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Worthington itself: aid to households, or repair grants to the Town of Worthington.

Brought FEMA money into WorthingtonDeclared for Hampshire County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$16K to the Town of Worthington for repairs
2011

Severe Storm and Snowstorm

$10K to the Town of Worthington for repairs
2011

Tropical Storm Irene

$74K to the Town of Worthington for repairs
2011

Severe Winter Storm and Snowstorm

$13K to the Town of Worthington for repairs
2008

Severe Winter Storm and Flooding

$113K to the Town of Worthington for repairs
2007

Severe Storms and Inland and Coastal Flooding

$13K to the Town of Worthington for repairs
2005

Severe Storms and Flooding

1 household applied for aid $32K to the Town of Worthington for repairs
2005

Record And/Or Near Record Snow

$10K to the Town of Worthington for repairs
2003

Snow

$12K to the Town of Worthington for repairs
2001

Snow

$9K to the Town of Worthington for repairs
Hampshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Worthington

Worthington and the towns around it

Middlefield: Moderate, mostly inland floodingChesterfield: Moderate, mostly inland floodingChester: High, mostly inland floodingPeru: Low, mostly inland floodingCummington: Moderate, mostly inland floodingHuntington: Very high, mostly inland floodingBecket: Moderate, mostly inland floodingWashington: Moderate, mostly inland floodingGoshen: Moderate, mostly inland floodingWilliamsburg: Moderate, mostly inland floodingBlandford: High, mostly inland floodingHinsdale: Low, mostly inland floodingPlainfield: Moderate, mostly inland floodingAshfield: Moderate, mostly inland floodingWindsor: Low, mostly inland floodingMontgomery: High, mostly inland floodingSouthampton: Low, mostly inland floodingRussell: High, mostly inland floodingWorthington: Moderate, mostly inland flooding WorthingtonMiddlefieldChesterfieldChesterPeruCummingtonHuntington
Very lowLowModerateHighVery high
Huntingtonmostly inland floodingVery high
Chestermostly inland floodingHigh
Chesterfieldmostly inland floodingModerate
Worthingtonmostly inland floodingModerate
Middlefieldmostly inland floodingModerate
Cummingtonmostly inland floodingModerate
Perumostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Worthington covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Worthington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Worthington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Worthington total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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