Natural hazards · Westborough

Westborough, MA natural hazards

Most of the natural-hazard damage FEMA expects in Westborough comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1982. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westborough?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westborough to be higher than in 13% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding43%Hurricanes35%Earthquakes6%Everything else17%
By hazard

What Westborough faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Well below average · higher than 7% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

35% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 6 years in the area

Earthquakes

6% of expected damage
Above average · higher than 51% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westborough flood?

Every paid claim on a federal flood insurance policy in Westborough, from FEMA’s records.

5paid claims since 1982
$31Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • Not a named storm: 1 claim, $7K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Westborough isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Worcester County.
Disasters that hit Westborough

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westborough itself: aid to households, or repair grants to the Town of Westborough.

Brought FEMA money into WestboroughDeclared for Worcester County only
2023

Severe Storms and Flooding

1 household applied for aid $750 aid approved
2018

Severe Winter Storm and Snowstorm

$76K to the Town of Westborough for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$129K to the Town of Westborough for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$89K to the Town of Westborough for repairs
2010

Severe Storms and Flooding

36 households applied for aid $30K aid approved $39K to the Town of Westborough for repairs
2008

Severe Winter Storm and Flooding

$19K to the Town of Westborough for repairs
2005

Severe Storms and Flooding

12 households applied for aid $16K aid approved $16K to the Town of Westborough for repairs
2005

Record And/Or Near Record Snow

$55K to the Town of Westborough for repairs
2004

Flooding

4 households applied for aid $2K aid approved
2003

Snow

$98K to the Town of Westborough for repairs
2001

Snow

$51K to the Town of Westborough for repairs
Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Westborough

Westborough and the towns around it

Hopkinton: Very low, mostly inland floodingNorthborough: Low, mostly inland floodingGrafton: Low, mostly inland floodingSouthborough: Very low, mostly inland floodingShrewsbury: Very low, mostly inland floodingUpton: Moderate, mostly inland floodingAshland: Very low, mostly inland floodingHolliston: Low, mostly inland floodingMilford: Low, mostly inland floodingMarlborough: Very low, mostly inland floodingBoylston: Very low, mostly inland floodingBerlin: Low, mostly inland floodingSutton: Very low, mostly inland floodingNorthbridge: Low, mostly inland floodingMillbury: Low, mostly inland floodingWorcester: Low, mostly inland floodingFramingham: Very low, mostly inland floodingWest Boylston: Very low, mostly inland floodingMendon: Low, mostly inland floodingHopedale: Low, mostly inland floodingWestborough: Very low, mostly inland flooding WestboroughHopkintonNorthboroughGraftonSouthboroughShrewsburyUpton
Very lowLowModerateHighVery high
Uptonmostly inland floodingModerate
Northboroughmostly inland floodingLow
Graftonmostly inland floodingLow
Southboroughmostly inland floodingVery low
Shrewsburymostly inland floodingVery low
Westboroughmostly inland floodingVery low
Hopkintonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westborough covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Westborough’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Westborough. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Westborough total about $5.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01