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Natural hazards · Webster

Webster, MA natural hazards

Most of the natural-hazard damage FEMA expects in Webster comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Webster?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Webster to be higher than in 46% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding61%Hurricanes21%Everything else18%
By hazard

What Webster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

21% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Webster flood?

Every paid claim on a federal flood insurance policy in Webster, from FEMA’s records.

3paid claims since 1979
$1Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 2 claims, $926
of homes in flood zones
are insured
of all homes
are insured
No community discount. Webster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Worcester County.
Disasters that hit Webster

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Webster itself: aid to households, or repair grants to the Town of Webster.

Brought FEMA money into WebsterDeclared for Worcester County only
2023

Severe Storms and Flooding

1 household applied for aid
2018

Severe Winter Storm and Snowstorm

$37K to the Town of Webster for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$39K to the Town of Webster for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$53K to the Town of Webster for repairs
2011

Hurricane Irene

$51K to the Town of Webster for repairs
2010

Severe Storms and Flooding

27 households applied for aid $30K aid approved
2005

Severe Storms and Flooding

3 households applied for aid $6K aid approved $11K to the Town of Webster for repairs
2005

Record And/Or Near Record Snow

$40K to the Town of Webster for repairs
2003

Snow

$62K to the Town of Webster for repairs
2001

Snow

$34K to the Town of Webster for repairs
Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Webster

Webster and the towns around it

Dudley: Low, mostly inland floodingDouglas: Low, mostly inland floodingSouthbridge Town: High, mostly inland floodingOxford: Low, mostly inland floodingUxbridge: Low, mostly inland floodingSutton: Very low, mostly inland floodingThompson: Moderate, mostly inland floodingBurrillville: Moderate, mostly inland floodingWebster: Moderate, mostly inland flooding WebsterDudleyDouglas
Very lowLowModerateHighVery high
Webstermostly inland floodingModerate
Dudleymostly inland floodingLow
Douglasmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Webster covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Webster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Webster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Webster total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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