Natural hazards · Warwick

Warwick, MA natural hazards

Most of the natural-hazard damage FEMA expects in Warwick comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warwick?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warwick to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves8%Hurricanes6%Everything else15%

By hazard

What Warwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

6% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warwick flood?

FEMA's records show no paid flood insurance claims in Warwick.

of all homes
are insured

No community discount. Warwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Warwick

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warwick itself: aid to households, or repair grants to the Town of Warwick.

Brought FEMA money into WarwickDeclared for Franklin County only

2013

Severe Winter Storm, Snowstorm, and Flooding

$19K to the Town of Warwick for repairs

2011

Severe Storm and Snowstorm

$21K to the Town of Warwick for repairs

2008

Severe Winter Storm and Flooding

$76K to the Town of Warwick for repairs

2005

Record And/Or Near Record Snow

$11K to the Town of Warwick for repairs

2003

Snow

$20K to the Town of Warwick for repairs

2001

Snow

$8K to the Town of Warwick for repairs

Franklin County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Warwick

Warwick and the towns around it

Very lowLowModerateHighVery high

Winchestermostly inland floodingVery high

Orangemostly inland floodingHigh

Warwickmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warwick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Warwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.