Natural hazards · Truro

Truro, MA natural hazards

Most of the natural-hazard damage FEMA expects in Truro comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 23 claims here since 1983. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Truro?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Truro to be higher than in 30% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes30%Coastal flooding23%Everything else8%
By hazard

What Truro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Well below average · higher than 9% of U.S. places
Recorded about once a year in the area

Hurricanes

30% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 7 years in the area

Coastal flooding

23% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Truro flood?

Every paid claim on a federal flood insurance policy in Truro, from FEMA’s records.

23paid claims since 1983
$472Kpaid to owners
4homes flooded more than once
19832026

Biggest named events

  • Hurricane Sandy: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Truro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Barnstable County.
Disasters that hit Truro

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Truro itself: aid to households, or repair grants to the Town of Truro.

Brought FEMA money into TruroDeclared for Barnstable County only
2018

Severe Winter Storm and Flooding

$3K to the Town of Truro for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$18K to the Town of Truro for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$12K to the Town of Truro for repairs
2012

Hurricane Sandy

$7K to the Town of Truro for repairs
2011

Tropical Storm Irene

$4K to the Town of Truro for repairs
2005

Record And/Or Near Record Snow

$15K to the Town of Truro for repairs
2003

Snow

$15K to the Town of Truro for repairs
Barnstable County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Truro

Truro and the towns around it

Provincetown: Low, mostly inland floodingWellfleet: Moderate, mostly coastal floodingEastham: Low, mostly inland floodingTruro: Low, mostly inland flooding TruroProvincetownWellfleet
Very lowLowModerateHighVery high
Wellfleetmostly coastal floodingModerate
Provincetownmostly inland floodingLow
Truromostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Truro covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Truro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Truro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Truro total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Truro, MABarnstable CountyView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Truro is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01