Natural hazards · Tolland

Tolland, MA natural hazards

Most of the natural-hazard damage FEMA expects in Tolland comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tolland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tolland to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding82%Hurricanes8%Everything else11%

By hazard

What Tolland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tolland flood?

FEMA's records show no paid flood insurance claims in Tolland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tolland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hampden County.

Disasters that hit Tolland

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tolland itself: aid to households, or repair grants to the Town of Tolland.

Brought FEMA money into TollandDeclared for Hampden County only

2013

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Tolland for repairs

2011

Tropical Storm Irene

$49K to the Town of Tolland for repairs

2011

Severe Winter Storm and Snowstorm

$5K to the Town of Tolland for repairs

2008

Severe Winter Storm and Flooding

$105K to the Town of Tolland for repairs

2007

Severe Storms and Inland and Coastal Flooding

$69K to the Town of Tolland for repairs

Hampden County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Tolland

Tolland and the towns around it

Very lowLowModerateHighVery high

Tollandmostly inland floodingHigh

Blandfordmostly inland floodingHigh

Granvillemostly inland floodingHigh

Sandisfieldmostly inland floodingModerate

Otismostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tolland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tolland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tolland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.