TownTapestry
Sign inJoin
SavoyGood morning
Natural hazards · Savoy

Savoy, MA natural hazards

Most of the natural-hazard damage FEMA expects in Savoy comes from inland flooding, and overall the risk is low for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Savoy?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Savoy to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding68%Hurricanes9%Cold waves9%Everything else14%
By hazard

What Savoy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

9% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 14 years in the area

Cold waves

9% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Savoy flood?

FEMA's records show no paid flood insurance claims in Savoy.

of all homes
are insured
No community discount. Savoy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Berkshire County.
Disasters that hit Savoy

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Savoy itself: aid to households, or repair grants to the Town of Savoy.

Brought FEMA money into SavoyDeclared for Berkshire County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$5K to the Town of Savoy for repairs
2011

Severe Storm and Snowstorm

$8K to the Town of Savoy for repairs
2011

Tropical Storm Irene

2 households applied for aid $12K aid approved $5.1M to the Town of Savoy for repairs
2011

Severe Winter Storm and Snowstorm

$15K to the Town of Savoy for repairs
2008

Severe Winter Storm and Flooding

$277K to the Town of Savoy for repairs
2007

Severe Storms and Inland and Coastal Flooding

$19K to the Town of Savoy for repairs
2005

Severe Storms and Flooding

1 household applied for aid $91K to the Town of Savoy for repairs
2005

Record And/Or Near Record Snow

$12K to the Town of Savoy for repairs
2003

Snow

$13K to the Town of Savoy for repairs
2001

Snow

$7K to the Town of Savoy for repairs
Berkshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Savoy

Savoy and the towns around it

Florida: Low, mostly inland floodingCheshire: High, mostly inland floodingPlainfield: Moderate, mostly inland floodingRowe: High, mostly inland floodingCharlemont: High, mostly inland floodingMonroe: High, mostly inland floodingClarksburg: High, mostly inland floodingLanesborough: Moderate, mostly inland floodingNew Ashford: Low, mostly inland floodingWindsor: Low, mostly inland floodingDalton: High, mostly inland floodingAshfield: Moderate, mostly inland floodingCummington: Moderate, mostly inland floodingHawley: High, mostly inland floodingSavoy: Low, mostly inland flooding SavoyFloridaCheshirePlainfield
Very lowLowModerateHighVery high
Cheshiremostly inland floodingHigh
Plainfieldmostly inland floodingModerate
Savoymostly inland floodingLow
Floridamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Savoy covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Savoy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Savoy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Savoy total about $291K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Savoy, MABerkshire CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Savoy is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map