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Natural hazards · Pembroke

Pembroke, MA natural hazards

Most of the natural-hazard damage FEMA expects in Pembroke comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pembroke?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pembroke to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hurricanes13%Coastal flooding5%Everything else19%
By hazard

What Pembroke faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

13% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Coastal flooding

5% of expected damage
Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pembroke flood?

Every paid claim on a federal flood insurance policy in Pembroke, from FEMA’s records.

6paid claims since 1979
$22Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 4 claims, $2K
  • March 2010 Nor'easter: 2 claims, $20K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Pembroke isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Plymouth County.
Disasters that hit Pembroke

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pembroke itself: aid to households, or repair grants to the Town of Pembroke.

Brought FEMA money into PembrokeDeclared for Plymouth County only
2022

Severe Winter Storm and Snowstorm

$124K to the Town of Pembroke for repairs
2018

Severe Winter Storm and Flooding

$48K to the Town of Pembroke for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$130K to the Town of Pembroke for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$36K to the Town of Pembroke for repairs
2011

Tropical Storm Irene

$38K to the Town of Pembroke for repairs
2010

Severe Storms and Flooding

271 households applied for aid $447K aid approved $24K to the Town of Pembroke for repairs
2005

Severe Storms and Flooding

1 household applied for aid $3K aid approved
2005

Record And/Or Near Record Snow

$115K to the Town of Pembroke for repairs
2003

Snow

$118K to the Town of Pembroke for repairs
Plymouth County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Pembroke

Pembroke and the towns around it

Duxbury: Low, mostly inland floodingNorwell: Very low, mostly inland floodingHanover: Very low, mostly inland floodingHanson: Very low, mostly inland floodingHalifax: Low, mostly inland floodingMarshfield: Moderate, mostly inland floodingKingston: Very low, mostly inland floodingPlympton: Low, mostly inland floodingPlymouth: Very low, mostly inland floodingScituate: Low, mostly inland floodingHingham: Low, mostly inland floodingRockland: Very low, mostly inland floodingEast Bridgewater: Low, mostly inland floodingWhitman: Low, mostly inland floodingBridgewater Town: Low, mostly inland floodingMiddleborough: Low, mostly inland floodingCarver: Moderate, mostly inland floodingPembroke: Very low, mostly inland flooding PembrokeDuxburyNorwellHanoverHansonHalifaxMarshfieldKingstonPlympton
Very lowLowModerateHighVery high
Marshfieldmostly inland floodingModerate
Duxburymostly inland floodingLow
Halifaxmostly inland floodingLow
Plymptonmostly inland floodingLow
Norwellmostly inland floodingVery low
Hansonmostly inland floodingVery low
Hanovermostly inland floodingVery low
Kingstonmostly inland floodingVery low
Pembrokemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pembroke covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Pembroke’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pembroke. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pembroke total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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