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Natural hazards · Millbury

Millbury, MA natural hazards

Most of the natural-hazard damage FEMA expects in Millbury comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1982. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Millbury?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millbury to be higher than in 23% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding51%Hurricanes27%Cold waves6%Everything else17%
By hazard

What Millbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

27% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 6 years in the area

Cold waves

6% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Millbury flood?

Every paid claim on a federal flood insurance policy in Millbury, from FEMA’s records.

11paid claims since 1982
$120Kpaid to owners
1homes flooded more than once
19822026

Biggest named events

  • Not a named storm: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Millbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Worcester County.
Disasters that hit Millbury

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millbury itself: aid to households, or repair grants to the Town of Millbury.

Brought FEMA money into MillburyDeclared for Worcester County only
2023

Severe Storms and Flooding

1 household applied for aid
2018

Severe Winter Storm and Snowstorm

$69K to the Town of Millbury for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$60K to the Town of Millbury for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$38K to the Town of Millbury for repairs
2011

Severe Storm and Snowstorm

$43K to the Town of Millbury for repairs
2011

Hurricane Irene

$11K to the Town of Millbury for repairs
2010

Severe Storms and Flooding

26 households applied for aid $20K aid approved $8K to the Town of Millbury for repairs
2008

Severe Winter Storm and Flooding

$73K to the Town of Millbury for repairs
2005

Severe Storms and Flooding

51 households applied for aid $126K aid approved $77K to the Town of Millbury for repairs
2005

Record And/Or Near Record Snow

$28K to the Town of Millbury for repairs
2003

Snow

$41K to the Town of Millbury for repairs
2001

Snow

$24K to the Town of Millbury for repairs
Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Millbury

Millbury and the towns around it

Oxford: Low, mostly inland floodingSutton: Very low, mostly inland floodingAuburn: Very low, mostly inland floodingGrafton: Low, mostly inland floodingWorcester: Low, mostly inland floodingCharlton: Low, mostly inland floodingDudley: Low, mostly inland floodingDouglas: Low, mostly inland floodingNorthbridge: Low, mostly inland floodingUxbridge: Low, mostly inland floodingLeicester: Very low, mostly inland floodingUpton: Moderate, mostly inland floodingWestborough: Very low, mostly inland floodingShrewsbury: Very low, mostly inland floodingWest Boylston: Very low, mostly inland floodingMillbury: Low, mostly inland flooding MillburyOxfordSuttonAuburnGraftonWorcester
Very lowLowModerateHighVery high
Oxfordmostly inland floodingLow
Millburymostly inland floodingLow
Worcestermostly inland floodingLow
Graftonmostly inland floodingLow
Auburnmostly inland floodingVery low
Suttonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millbury covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Millbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Millbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millbury total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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