Natural hazards · Maynard

Maynard, MA natural hazards

Most of the natural-hazard damage FEMA expects in Maynard comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1979. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Maynard?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maynard to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes8%Earthquakes8%Everything else14%
By hazard

What Maynard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 6 years in the area

Earthquakes

8% of expected damage
Above average · higher than 66% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Maynard flood?

Every paid claim on a federal flood insurance policy in Maynard, from FEMA’s records.

7paid claims since 1979
$35Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 4 claims, $2K
  • December Nor'easter: 1 claim, $3K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Maynard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Middlesex County.
Disasters that hit Maynard

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maynard itself: aid to households, or repair grants to the Town of Maynard.

Brought FEMA money into MaynardDeclared for Middlesex County only
2018

Severe Winter Storm and Snowstorm

$85K to the Town of Maynard for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$173K to the Town of Maynard for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$49K to the Town of Maynard for repairs
2011

Severe Storm and Snowstorm

$18K to the Town of Maynard for repairs
2011

Hurricane Irene

$20K to the Town of Maynard for repairs
2011

Severe Winter Storm and Snowstorm

$35K to the Town of Maynard for repairs
2010

Severe Storms and Flooding

49 households applied for aid $57K aid approved $27K to the Town of Maynard for repairs
2008

Severe Winter Storm and Flooding

$12K to the Town of Maynard for repairs
2006

Severe Storms and Flooding

2 households applied for aid $3K aid approved $6K to the Town of Maynard for repairs
2005

Record And/Or Near Record Snow

$32K to the Town of Maynard for repairs
2004

Flooding

1 household applied for aid
2003

Snow

$58K to the Town of Maynard for repairs
2001

Snow

$35K to the Town of Maynard for repairs
Middlesex County has had 28 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Maynard

Maynard and the towns around it

Stow: Low, mostly inland floodingSudbury: Very low, mostly inland floodingHudson: Very low, mostly inland floodingBoxborough: Very low, mostly inland floodingActon: Very low, mostly inland floodingWayland: Very low, mostly inland floodingFramingham: Very low, mostly inland floodingConcord: Very low, mostly inland floodingMarlborough: Very low, mostly inland floodingMaynard: Low, mostly inland flooding MaynardStowSudbury
Very lowLowModerateHighVery high
Maynardmostly inland floodingLow
Stowmostly inland floodingLow
Sudburymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maynard covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Maynard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Maynard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maynard total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01