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Natural hazards · Leominster

Leominster, MA natural hazards

Most of the natural-hazard damage FEMA expects in Leominster comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 53 claims here since 1982. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Leominster?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leominster to be higher than in 20% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding56%Hurricanes19%Cold waves8%Everything else18%
By hazard

What Leominster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

19% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 8 years in the area

Cold waves

8% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Leominster flood?

Every paid claim on a federal flood insurance policy in Leominster, from FEMA’s records.

53paid claims since 1982
$2.0Mpaid to owners
6homes flooded more than once
19822026

Biggest named events

  • April 2007 Nor'easter: 5 claims, $40K
  • Not a named storm: 4 claims, $6K
  • March 2010 Nor'easter: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Leominster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Worcester County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Leominster

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Leominster itself: aid to households, or repair grants to the City of Leominster.

Brought FEMA money into LeominsterDeclared for Worcester County only
2023

Severe Storms and Flooding

828 households applied for aid $4.8M aid approved
2018

Severe Winter Storm and Snowstorm

$179K to the City of Leominster for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$147K to the City of Leominster for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$159K to the City of Leominster for repairs
2011

Severe Storm and Snowstorm

$667K to the City of Leominster for repairs
2011

Hurricane Irene

$25K to the City of Leominster for repairs
2010

Severe Storms and Flooding

79 households applied for aid $95K aid approved $123K to the City of Leominster for repairs
2008

Severe Winter Storm and Flooding

$2.5M to the City of Leominster for repairs
2005

Severe Storms and Flooding

$8K to the City of Leominster for repairs
2005

Record And/Or Near Record Snow

$126K to the City of Leominster for repairs
2004

Flooding

12 households applied for aid $13K aid approved
2003

Snow

$180K to the City of Leominster for repairs
2001

Snow

$98K to the City of Leominster for repairs
Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Leominster

Leominster and the towns around it

Fitchburg: Moderate, mostly inland floodingLunenburg: Very low, mostly inland floodingLancaster: Low, mostly inland floodingPrinceton: Very low, mostly inland floodingWestminster: Very low, mostly inland floodingAshby: Very low, mostly inland floodingAshburnham: Low, mostly inland floodingShirley: Very low, mostly inland floodingTownsend: Low, mostly inland floodingHarvard: Very low, mostly inland floodingBolton: Low, mostly inland floodingClinton: Very low, mostly hurricanesSterling: Very low, mostly inland floodingHubbardston: Very low, mostly inland floodingRutland: Very low, mostly inland floodingHolden: Very low, mostly inland floodingLeominster: Low, mostly inland flooding LeominsterFitchburgLunenburgLancasterPrinceton
Very lowLowModerateHighVery high
Fitchburgmostly inland floodingModerate
Lancastermostly inland floodingLow
Leominstermostly inland floodingLow
Lunenburgmostly inland floodingVery low
Princetonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leominster covers 10 census tracts, combined by population.
Money that reached townFlood claims are matched to Leominster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Leominster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Leominster total about $7.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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