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Natural hazards · Hopedale

Hopedale, MA natural hazards

Most of the natural-hazard damage FEMA expects in Hopedale comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2005. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hopedale?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hopedale to be higher than in 30% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding57%Hurricanes26%Everything else17%
By hazard

What Hopedale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

26% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hopedale flood?

Every paid claim on a federal flood insurance policy in Hopedale, from FEMA’s records.

1paid claims since 2005
$5Kpaid to owners
0homes flooded more than once
20052026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hopedale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Worcester County.
Disasters that hit Hopedale

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hopedale itself: aid to households, or repair grants to the Town of Hopedale.

Brought FEMA money into HopedaleDeclared for Worcester County only
2018

Severe Winter Storm and Snowstorm

$35K to the Town of Hopedale for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$34K to the Town of Hopedale for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$34K to the Town of Hopedale for repairs
2011

Hurricane Irene

$12K to the Town of Hopedale for repairs
2010

Severe Storms and Flooding

28 households applied for aid $38K aid approved $35K to the Town of Hopedale for repairs
2005

Severe Storms and Flooding

3 households applied for aid $3K aid approved $4K to the Town of Hopedale for repairs
2005

Record And/Or Near Record Snow

$15K to the Town of Hopedale for repairs
2003

Snow

$33K to the Town of Hopedale for repairs
2001

Snow

$16K to the Town of Hopedale for repairs
Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Hopedale

Hopedale and the towns around it

Bellingham: Very low, mostly inland floodingMilford: Low, mostly inland floodingMendon: Low, mostly inland floodingUpton: Moderate, mostly inland floodingBlackstone: Moderate, mostly inland floodingFranklin Town: Very low, mostly inland floodingMedway: Low, mostly inland floodingWoonsocket: Moderate, mostly inland floodingWrentham: Very low, mostly inland floodingHolliston: Low, mostly inland floodingHopkinton: Very low, mostly inland floodingNorthbridge: Low, mostly inland floodingGrafton: Low, mostly inland floodingWestborough: Very low, mostly inland floodingHopedale: Low, mostly inland flooding HopedaleBellinghamMilfordMendonUpton
Very lowLowModerateHighVery high
Uptonmostly inland floodingModerate
Hopedalemostly inland floodingLow
Milfordmostly inland floodingLow
Mendonmostly inland floodingLow
Bellinghammostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hopedale covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Hopedale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hopedale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hopedale total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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