TownTapestry
Sign inJoin
HolbrookGood night
Natural hazards · Holbrook

Holbrook, MA natural hazards

Most of the natural-hazard damage FEMA expects in Holbrook comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 28 claims here since 1978. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holbrook?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holbrook to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding76%Hurricanes10%Earthquakes6%Everything else9%
By hazard

What Holbrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

10% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Earthquakes

6% of expected damage
Above average · higher than 59% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holbrook flood?

Every paid claim on a federal flood insurance policy in Holbrook, from FEMA’s records.

28paid claims since 1978
$485Kpaid to owners
5homes flooded more than once
19782026

Biggest named events

  • March 2010 Nor'easter: 6 claims, $302K
  • December Storm - Nor'easter: 1 claim, $325

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Holbrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Norfolk County.
Disasters that hit Holbrook

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holbrook itself: aid to households, or repair grants to the Town of Holbrook.

Brought FEMA money into HolbrookDeclared for Norfolk County only
2022

Severe Winter Storm and Snowstorm

$93K to the Town of Holbrook for repairs
2018

Severe Winter Storm and Snowstorm

$50K to the Town of Holbrook for repairs
2018

Severe Winter Storm and Flooding

$46K to the Town of Holbrook for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$97K to the Town of Holbrook for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$45K to the Town of Holbrook for repairs
2011

Tropical Storm Irene

$20K to the Town of Holbrook for repairs
2011

Severe Winter Storm and Snowstorm

$27K to the Town of Holbrook for repairs
2010

Severe Storms and Flooding

148 households applied for aid $236K aid approved $17K to the Town of Holbrook for repairs
2005

Severe Storms and Flooding

8 households applied for aid $23K aid approved
2005

Record And/Or Near Record Snow

$42K to the Town of Holbrook for repairs
2003

Snow

$65K to the Town of Holbrook for repairs
2001

Snow

$27K to the Town of Holbrook for repairs
Norfolk County has had 31 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Holbrook

Holbrook and the towns around it

Avon: Very low, mostly inland floodingBraintree Town: High, mostly inland floodingRandolph Town: Low, mostly inland floodingStoughton: Very low, mostly inland floodingQuincy: Moderate, mostly inland floodingWeymouth Town: Low, mostly inland floodingMilton: Low, mostly inland floodingHolbrook: Low, mostly inland flooding HolbrookAvonBraintree TownRandolph Town
Very lowLowModerateHighVery high
Braintree Townmostly inland floodingHigh
Randolph Townmostly inland floodingLow
Holbrookmostly inland floodingLow
Avonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holbrook covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Holbrook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Holbrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holbrook total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Holbrook, MANorfolk CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Holbrook is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map