Natural hazards · Hatfield

Hatfield, MA natural hazards

Most of the natural-hazard damage FEMA expects in Hatfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1984. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hatfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hatfield to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding72%Hurricanes10%Drought6%Everything else13%

By hazard

What Hatfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 11 years in the area

Drought

6% of expected damage

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hatfield flood?

Every paid claim on a federal flood insurance policy in Hatfield, from FEMA’s records.

3paid claims since 1984

$26Kpaid to owners

0homes flooded more than once

19842026

Biggest named events

Hurricane Floyd: 1 claim, $3K

of all homes
are insured

No community discount. Hatfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hampshire County.

Disasters that hit Hatfield

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hatfield itself: aid to households, or repair grants to the Town of Hatfield.

Brought FEMA money into HatfieldDeclared for Hampshire County only

2013

Severe Winter Storm, Snowstorm, and Flooding

$19K to the Town of Hatfield for repairs

2011

Severe Storm and Snowstorm

$43K to the Town of Hatfield for repairs

2011

Tropical Storm Irene

$11K to the Town of Hatfield for repairs

2011

Severe Winter Storm and Snowstorm

$11K to the Town of Hatfield for repairs

2005

Severe Storms and Flooding

$5K to the Town of Hatfield for repairs

2005

Record And/Or Near Record Snow

$10K to the Town of Hatfield for repairs

2003

Snow

$12K to the Town of Hatfield for repairs

2001

Snow

$5K to the Town of Hatfield for repairs

Hampshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Hatfield

Hatfield and the towns around it

Very lowLowModerateHighVery high

Whatelymostly inland floodingModerate

Williamsburgmostly inland floodingModerate

Hatfieldmostly inland floodingModerate

Hadleymostly inland floodingLow

Northamptonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hatfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hatfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hatfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hatfield total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.