Hampden, MA natural hazards
Most of the natural-hazard damage FEMA expects in Hampden comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1979. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Hampden?
FEMA expects yearly storm and flood damage to homes and buildings in Hampden to be higher than in 52% of U.S. communities, mostly from inland flooding.
What Hampden faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Lower here
Not a risk here
Does Hampden flood?
Every paid claim on a federal flood insurance policy in Hampden, from FEMA’s records.
Biggest named events
- Not a named storm: 3 claims, $3K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Hampden itself: aid to households, or repair grants to the Town of Hampden.
Severe Winter Storm, Snowstorm, and Flooding
Severe Storm and Snowstorm
Severe Storms and Tornadoes
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Record And/Or Near Record Snow
Snow
Hampden and the towns around it
How to read this page
FEMA’s expected losses across Hampden total about $1.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.