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Natural hazards · Groveland

Groveland, MA natural hazards

Most of the natural-hazard damage FEMA expects in Groveland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1980. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Groveland?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Groveland to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hurricanes8%Earthquakes6%Tornadoes5%Everything else9%
By hazard

What Groveland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

8% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 6 years in the area

Earthquakes

6% of expected damage
Above average · higher than 64% of U.S. places

Tornadoes

5% of expected damage
Below average · higher than 40% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Groveland flood?

Every paid claim on a federal flood insurance policy in Groveland, from FEMA’s records.

8paid claims since 1980
$57Kpaid to owners
0homes flooded more than once
19802026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Groveland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Essex County.
Disasters that hit Groveland

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Groveland itself: aid to households, or repair grants to the Town of Groveland.

Brought FEMA money into GrovelandDeclared for Essex County only
2018

Severe Winter Storm and Snowstorm

$62K to the Town of Groveland for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$112K to the Town of Groveland for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$49K to the Town of Groveland for repairs
2011

Hurricane Irene

$7K to the Town of Groveland for repairs
2011

Severe Winter Storm and Snowstorm

$31K to the Town of Groveland for repairs
2010

Severe Storms and Flooding

33 households applied for aid $72K aid approved $52K to the Town of Groveland for repairs
2008

Severe Winter Storm and Flooding

$20K to the Town of Groveland for repairs
2007

Severe Storms and Inland and Coastal Flooding

$2K to the Town of Groveland for repairs
2006

Severe Storms and Flooding

39 households applied for aid $64K aid approved $18K to the Town of Groveland for repairs
2005

Record And/Or Near Record Snow

$45K to the Town of Groveland for repairs
2004

Flooding

1 household applied for aid $112 aid approved
2003

Snow

$65K to the Town of Groveland for repairs
2001

Snow

$37K to the Town of Groveland for repairs
Essex County has had 34 natural disasters declared since 1953, most often severe storms and floods.
Around Groveland

Groveland and the towns around it

Haverhill: Moderate, mostly inland floodingGeorgetown: Very low, mostly inland floodingWest Newbury: Moderate, mostly inland floodingBoxford: Very low, mostly inland floodingNewbury: Moderate, mostly inland floodingMethuen: Low, mostly inland floodingMerrimac: Low, mostly inland floodingAtkinson: Low, mostly inland floodingPlaistow: Low, mostly inland floodingNorth Andover: Low, mostly inland floodingRowley: Moderate, mostly inland floodingNewburyport: Low, mostly inland floodingAmesbury: Moderate, mostly inland floodingTopsfield: Very low, mostly inland floodingMiddleton: Low, mostly inland floodingIpswich: Moderate, mostly inland floodingGroveland: Low, mostly inland flooding GrovelandHaverhillGeorgetownWest NewburyBoxfordNewbury
Very lowLowModerateHighVery high
Haverhillmostly inland floodingModerate
Newburymostly inland floodingModerate
West Newburymostly inland floodingModerate
Grovelandmostly inland floodingLow
Boxfordmostly inland floodingVery low
Georgetownmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Groveland covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Groveland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Groveland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Groveland total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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