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Natural hazards · Goshen

Goshen, MA natural hazards

Most of the natural-hazard damage FEMA expects in Goshen comes from inland flooding, and overall the risk is moderate for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Goshen?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Goshen to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes8%Everything else15%
By hazard

What Goshen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Goshen flood?

FEMA's records show no paid flood insurance claims in Goshen.

of all homes
are insured
No community discount. Goshen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampshire County.
Disasters that hit Goshen

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Goshen itself: aid to households, or repair grants to the Town of Goshen.

Brought FEMA money into GoshenDeclared for Hampshire County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$6K to the Town of Goshen for repairs
2011

Severe Storm and Snowstorm

$6K to the Town of Goshen for repairs
2011

Tropical Storm Irene

$62K to the Town of Goshen for repairs
2011

Severe Winter Storm and Snowstorm

$7K to the Town of Goshen for repairs
2008

Severe Winter Storm and Flooding

$109K to the Town of Goshen for repairs
2007

Severe Storms and Inland and Coastal Flooding

$39K to the Town of Goshen for repairs
2005

Record And/Or Near Record Snow

$8K to the Town of Goshen for repairs
2003

Snow

$10K to the Town of Goshen for repairs
2001

Snow

$5K to the Town of Goshen for repairs
Hampshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Goshen

Goshen and the towns around it

Conway: Moderate, mostly inland floodingChesterfield: Moderate, mostly inland floodingAshfield: Moderate, mostly inland floodingWilliamsburg: Moderate, mostly inland floodingCummington: Moderate, mostly inland floodingShelburne: High, mostly inland floodingDeerfield: Low, mostly inland floodingWhately: Moderate, mostly inland floodingBuckland: High, mostly inland floodingHuntington: Very high, mostly inland floodingWorthington: Moderate, mostly inland floodingPlainfield: Moderate, mostly inland floodingHatfield: Moderate, mostly inland floodingPeru: Low, mostly inland floodingWindsor: Low, mostly inland floodingGoshen: Moderate, mostly inland flooding GoshenConwayChesterfieldAshfieldWilliamsburgCummington
Very lowLowModerateHighVery high
Goshenmostly inland floodingModerate
Chesterfieldmostly inland floodingModerate
Williamsburgmostly inland floodingModerate
Cummingtonmostly inland floodingModerate
Conwaymostly inland floodingModerate
Ashfieldmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Goshen covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Goshen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Goshen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Goshen total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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