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Natural hazards · Everett

Everett, MA natural hazards

Most of the natural-hazard damage FEMA expects in Everett comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Everett?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Everett to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes9%Earthquakes6%Everything else15%
By hazard

What Everett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

9% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 5 years in the area

Earthquakes

6% of expected damage
Above average · higher than 61% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Everett flood?

Every paid claim on a federal flood insurance policy in Everett, from FEMA’s records.

9paid claims since 1979
$66Kpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • March 2010 Nor'easter: 3 claims, $15K
  • Not a named storm: 1 claim, $35K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Everett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Middlesex County.
Disasters that hit Everett

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Everett itself: aid to households, or repair grants to the City of Everett.

Brought FEMA money into EverettDeclared for Middlesex County only
2018

Severe Winter Storm and Snowstorm

$512K to the City of Everett for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$283K to the City of Everett for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$118K to the City of Everett for repairs
2011

Hurricane Irene

$10K to the City of Everett for repairs
2011

Severe Winter Storm and Snowstorm

$61K to the City of Everett for repairs
2010

Severe Storms and Flooding

87 households applied for aid $81K aid approved
2006

Severe Storms and Flooding

53 households applied for aid $124K aid approved $10K to the City of Everett for repairs
2005

Record And/Or Near Record Snow

$124K to the City of Everett for repairs
2004

Flooding

17 households applied for aid $36K aid approved
2003

Snow

$111K to the City of Everett for repairs
2001

Snow

$39K to the City of Everett for repairs
Middlesex County has had 28 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Everett

Everett and the towns around it

Chelsea: Low, mostly inland floodingMedford: Moderate, mostly inland floodingBoston: Very low, mostly inland floodingMalden: Moderate, mostly inland floodingSomerville: Low, mostly inland floodingRevere: Low, mostly inland floodingArlington: High, mostly inland floodingWinchester: Moderate, mostly inland floodingStoneham: Very low, mostly inland floodingMilton: Low, mostly inland floodingBrookline: Very low, mostly inland floodingCambridge: Low, mostly inland floodingWinthrop Town: Low, mostly inland floodingDedham: Very low, mostly inland floodingQuincy: Moderate, mostly inland floodingNewton: Low, mostly inland floodingWatertown: Low, mostly inland floodingHull: Very high, mostly coastal floodingMelrose: High, mostly inland floodingSaugus: High, mostly inland floodingNahant: Low, mostly inland floodingLynn: Moderate, mostly inland floodingEverett: Low, mostly inland flooding EverettChelseaMedfordBostonMaldenSomervilleRevere
Very lowLowModerateHighVery high
Medfordmostly inland floodingModerate
Maldenmostly inland floodingModerate
Somervillemostly inland floodingLow
Reveremostly inland floodingLow
Everettmostly inland floodingLow
Chelseamostly inland floodingLow
Bostonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Everett covers 11 census tracts, combined by population.
Money that reached townFlood claims are matched to Everett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Everett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Everett total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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