TownTapestry
Sign inJoin
DracutGood evening
Natural hazards · Dracut

Dracut, MA natural hazards

Most of the natural-hazard damage FEMA expects in Dracut comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 20 claims here since 1979. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Dracut?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dracut to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding76%Hurricanes7%Everything else17%
By hazard

What Dracut faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

7% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dracut flood?

Every paid claim on a federal flood insurance policy in Dracut, from FEMA’s records.

20paid claims since 1979
$358Kpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • April 2007 Nor'easter: 3 claims, $58K
  • Not a named storm: 2 claims, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Dracut isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Middlesex County.
Disasters that hit Dracut

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dracut itself: aid to households, or repair grants to the Town of Dracut.

Brought FEMA money into DracutDeclared for Middlesex County only
2018

Severe Winter Storm and Snowstorm

$120K to the Town of Dracut for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$132K to the Town of Dracut for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$135K to the Town of Dracut for repairs
2011

Severe Storm and Snowstorm

$67K to the Town of Dracut for repairs
2011

Hurricane Irene

$14K to the Town of Dracut for repairs
2011

Severe Winter Storm and Snowstorm

$103K to the Town of Dracut for repairs
2010

Severe Storms and Flooding

64 households applied for aid $121K aid approved
2008

Severe Winter Storm and Flooding

$135K to the Town of Dracut for repairs
2006

Severe Storms and Flooding

65 households applied for aid $98K aid approved $134K to the Town of Dracut for repairs
2005

Severe Storms and Flooding

2 households applied for aid $301 aid approved
2005

Record And/Or Near Record Snow

$73K to the Town of Dracut for repairs
2004

Flooding

10 households applied for aid $14K aid approved
2003

Snow

$150K to the Town of Dracut for repairs
2001

Snow

$78K to the Town of Dracut for repairs
Middlesex County has had 28 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Dracut

Dracut and the towns around it

Andover: Low, mostly inland floodingTyngsborough: Low, mostly inland floodingPelham: High, mostly inland floodingLowell: Moderate, mostly inland floodingTewksbury: Very low, mostly inland floodingMethuen: Low, mostly inland floodingWilmington: Low, mostly inland floodingLawrence: Very high, mostly inland floodingNorth Andover: Low, mostly inland floodingNorth Reading: Low, mostly inland floodingDunstable: Very low, mostly inland floodingChelmsford: Low, mostly inland floodingGroton: Very low, mostly inland floodingWestford: Very low, mostly inland floodingWindham: Low, mostly inland floodingHudson: Moderate, mostly inland floodingSalem: Moderate, mostly inland floodingHaverhill: Moderate, mostly inland floodingDracut: Moderate, mostly inland flooding DracutAndoverTyngsboroughPelhamLowellTewksburyMethuen
Very lowLowModerateHighVery high
Pelhammostly inland floodingHigh
Lowellmostly inland floodingModerate
Dracutmostly inland floodingModerate
Andovermostly inland floodingLow
Tyngsboroughmostly inland floodingLow
Methuenmostly inland floodingLow
Tewksburymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dracut covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Dracut’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dracut. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dracut total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Dracut, MAMiddlesex CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Dracut is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map