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Natural hazards · Danvers

Danvers, MA natural hazards

Most of the natural-hazard damage FEMA expects in Danvers comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 36 claims here since 1979. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Danvers?

16
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danvers to be higher than in 16% of U.S. communities, mostly from inland flooding.

Inland flooding55%Earthquakes14%Hurricanes12%Coastal flooding7%Tornadoes5%Everything else8%
By hazard

What Danvers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

14% of expected damage
Above average · higher than 72% of U.S. places

Hurricanes

12% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 5 years in the area

Coastal flooding

7% of expected damage
Well above average · higher than 97% of U.S. places

Tornadoes

5% of expected damage
Below average · higher than 39% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Danvers flood?

Every paid claim on a federal flood insurance policy in Danvers, from FEMA’s records.

36paid claims since 1979
$669Kpaid to owners
4homes flooded more than once
19792026

Biggest named events

  • March 2010 Nor'easter: 6 claims, $58K
  • Not a named storm: 6 claims, $17K
  • The “Halloween” storm: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Danvers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Essex County.
Disasters that hit Danvers

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Danvers itself: aid to households, or repair grants to the Town of Danvers.

Brought FEMA money into DanversDeclared for Essex County only
2018

Severe Winter Storm and Snowstorm

$215K to the Town of Danvers for repairs
2018

Severe Winter Storm and Flooding

$54K to the Town of Danvers for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$299K to the Town of Danvers for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$197K to the Town of Danvers for repairs
2011

Hurricane Irene

$24K to the Town of Danvers for repairs
2011

Severe Winter Storm and Snowstorm

$187K to the Town of Danvers for repairs
2010

Severe Storms and Flooding

198 households applied for aid $244K aid approved $13K to the Town of Danvers for repairs
2006

Severe Storms and Flooding

235 households applied for aid $386K aid approved $656K to the Town of Danvers for repairs
2005

Record And/Or Near Record Snow

$203K to the Town of Danvers for repairs
2004

Flooding

77 households applied for aid $73K aid approved
2003

Snow

$315K to the Town of Danvers for repairs
2001

Snow

$150K to the Town of Danvers for repairs
Essex County has had 34 natural disasters declared since 1953, most often severe storms and floods.
Around Danvers

Danvers and the towns around it

Middleton: Low, mostly inland floodingPeabody: Low, mostly inland floodingSalem: Low, mostly inland floodingBeverly: Very low, mostly inland floodingTopsfield: Very low, mostly inland floodingWenham: Very low, mostly inland floodingBoxford: Very low, mostly inland floodingNorth Reading: Low, mostly inland floodingLynnfield: Very low, mostly inland floodingNorth Andover: Low, mostly inland floodingLynn: Moderate, mostly inland floodingMarblehead: Very low, mostly inland floodingSwampscott: Very low, mostly inland floodingManchester-by-the-Sea: Very low, mostly inland floodingHamilton: Very low, mostly inland floodingIpswich: Moderate, mostly inland floodingDanvers: Very low, mostly inland flooding DanversMiddletonPeabodySalemBeverlyTopsfieldWenham
Very lowLowModerateHighVery high
Middletonmostly inland floodingLow
Peabodymostly inland floodingLow
Salemmostly inland floodingLow
Topsfieldmostly inland floodingVery low
Danversmostly inland floodingVery low
Beverlymostly inland floodingVery low
Wenhammostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danvers covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Danvers’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Danvers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Danvers total about $6.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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