Natural hazards · Clinton

Clinton, MA natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from hurricanes, and overall the risk is very low for a U.S. community. Flood insurance has paid 24 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clinton?

9
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 9% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes25%Inland flooding24%Cold waves21%Earthquakes10%Heat waves5%Strong wind5%Everything else10%
By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

25% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 6 years in the area

Inland flooding

24% of expected damage
Well below average · higher than 2% of U.S. places
Recorded about 4 times a year in the area

Cold waves

21% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

10% of expected damage
Above average · higher than 73% of U.S. places

Heat waves

5% of expected damage
Well below average · higher than 11% of U.S. places
Recorded about 4 times a year in the area

Strong wind

5% of expected damage
Below average · higher than 45% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

24paid claims since 1978
$404Kpaid to owners
3homes flooded more than once
19782026

Biggest named events

  • March 2010 Nor'easter: 18 claims, $357K
  • April 2007 Nor'easter: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Worcester County.
Disasters that hit Clinton

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the Town of Clinton.

Brought FEMA money into ClintonDeclared for Worcester County only
2018

Severe Winter Storm and Snowstorm

$67K to the Town of Clinton for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$62K to the Town of Clinton for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$59K to the Town of Clinton for repairs
2011

Severe Storm and Snowstorm

$86K to the Town of Clinton for repairs
2011

Hurricane Irene

$9K to the Town of Clinton for repairs
2010

Severe Storms and Flooding

168 households applied for aid $357K aid approved $90K to the Town of Clinton for repairs
2008

Severe Winter Storm and Flooding

$146K to the Town of Clinton for repairs
2005

Record And/Or Near Record Snow

$66K to the Town of Clinton for repairs
2003

Snow

$77K to the Town of Clinton for repairs
2001

Snow

$35K to the Town of Clinton for repairs
Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Clinton

Clinton and the towns around it

Berlin: Low, mostly inland floodingLancaster: Low, mostly inland floodingSterling: Very low, mostly inland floodingBoylston: Very low, mostly inland floodingBolton: Low, mostly inland floodingHudson: Very low, mostly inland floodingMarlborough: Very low, mostly inland floodingNorthborough: Low, mostly inland floodingHarvard: Very low, mostly inland floodingLeominster: Low, mostly inland floodingPrinceton: Very low, mostly inland floodingWest Boylston: Very low, mostly inland floodingHolden: Very low, mostly inland floodingShrewsbury: Very low, mostly inland floodingClinton: Very low, mostly hurricanes ClintonBerlinLancasterSterlingBoylstonBolton
Very lowLowModerateHighVery high
Berlinmostly inland floodingLow
Lancastermostly inland floodingLow
Boltonmostly inland floodingLow
Sterlingmostly inland floodingVery low
Boylstonmostly inland floodingVery low
Clintonmostly hurricanesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Clinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clinton total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Clinton

Massachusetts · MA · Worcester County
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