Natural hazards · Brewster

Brewster, MA natural hazards

Most of the natural-hazard damage FEMA expects in Brewster comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1982. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brewster?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brewster to be higher than in 25% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding56%Hurricanes32%Coastal flooding6%Everything else6%
By hazard

What Brewster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about once a year in the area

Hurricanes

32% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 7 years in the area

Coastal flooding

6% of expected damage
Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brewster flood?

Every paid claim on a federal flood insurance policy in Brewster, from FEMA’s records.

13paid claims since 1982
$84Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • The “Halloween” storm: 3 claims, $25K
  • December Storm - Nor'easter: 1 claim, $5K
of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Brewster is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Barnstable County.
Disasters that hit Brewster

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brewster itself: aid to households, or repair grants to the Town of Brewster.

Brought FEMA money into BrewsterDeclared for Barnstable County only
2018

Severe Winter Storm and Flooding

$11K to the Town of Brewster for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$93K to the Town of Brewster for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$106K to the Town of Brewster for repairs
2012

Hurricane Sandy

$30K to the Town of Brewster for repairs
2011

Tropical Storm Irene

$39K to the Town of Brewster for repairs
2010

Hurricane Earl

$10K to the Town of Brewster for repairs
2007

Severe Storms and Inland and Coastal Flooding

$2K to the Town of Brewster for repairs
2005

Hurricane Katrina Evacuation

$2K to the Town of Brewster for repairs
2005

Record And/Or Near Record Snow

$92K to the Town of Brewster for repairs
2003

Snow

$43K to the Town of Brewster for repairs
Barnstable County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Brewster

Brewster and the towns around it

Dennis: Moderate, mostly inland floodingOrleans: Low, mostly inland floodingHarwich: Moderate, mostly inland floodingYarmouth: Moderate, mostly inland floodingEastham: Low, mostly inland floodingChatham: Low, mostly inland floodingBrewster: Low, mostly inland flooding BrewsterDennisOrleansHarwich
Very lowLowModerateHighVery high
Harwichmostly inland floodingModerate
Dennismostly inland floodingModerate
Brewstermostly inland floodingLow
Orleansmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brewster covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Brewster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brewster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brewster total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01