Zachary, LA natural hazards
Most of the natural-hazard damage FEMA expects in Zachary comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 363 claims here since 1978. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Zachary?
FEMA expects yearly storm and flood damage to homes and buildings in Zachary to be higher than in 82% of U.S. communities, mostly from inland flooding and tornadoes.
What Zachary faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Hurricanes
Cold waves
Lower here
Not a risk here
Does Zachary flood?
Every paid claim on a federal flood insurance policy in Zachary, from FEMA’s records.
Biggest named events
- Mid-summer severe storms: 198 claims, $15.6M
- Hurricane Gustav: 36 claims, $1.4M
- Hurricane Delta: 21 claims, $1.2M
Homes that flooded again and again
■ FEMA “severe repetitive loss” (11) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Zachary itself: aid to households, or repair grants to the City of Zachary.
Hurricane Francine
Hurricane Ida
Severe Storms, Tornadoes, and Flooding
Severe Winter Storms
Hurricane Laura
Severe Storms and Flooding
Hurricane Isaac
Hurricane Gustav
Hurricane Rita
Hurricane Katrina
Tropical Storm Allison
Zachary and the towns around it
How to read this page
FEMA’s expected losses across Zachary total about $8.3M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.