Natural hazards · Winnsboro

Winnsboro, LA natural hazards

Most of the natural-hazard damage FEMA expects in Winnsboro comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 57 claims here since 1982. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Winnsboro?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winnsboro to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes24%Heat waves12%Strong wind9%Hurricanes7%Earthquakes6%Everything else13%
By hazard

What Winnsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage
Well below average · higher than 15% of U.S. places
Recorded about once a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 81% of U.S. places

Heat waves

12% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 19 times a year in the area

Strong wind

9% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

7% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 16 years in the area

Earthquakes

6% of expected damage
Above average · higher than 69% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Winnsboro flood?

Every paid claim on a federal flood insurance policy in Winnsboro, from FEMA’s records.

57paid claims since 1982
$1.2Mpaid to owners
5homes flooded more than once
19822026

Biggest named events

  • Hurricane Gustav: 30 claims, $886K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Winnsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin Parish.

What’s been done with FEMA grants

23flood-prone properties bought out and cleared
5homes raised above flood level
5buildings retrofitted against wind
Disasters that hit Winnsboro

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winnsboro itself: aid to households, or repair grants to the City of Winnsboro.

Brought FEMA money into WinnsboroDeclared for Franklin Parish only
2021

Hurricane Ida

2 households applied for aid
2021

Severe Winter Storms

48 households applied for aid $21K aid approved
2020

Hurricane Laura

2 households applied for aid
2016

Severe Storms and Flooding

122 households applied for aid $53K aid approved
2012

Hurricane Isaac

$1K to the City of Winnsboro for repairs
2008

Hurricane Gustav

1,035 households applied for aid $3.7M aid approved $16K to the City of Winnsboro for repairs
2006

Severe Storms and Flooding

250 households applied for aid $361K aid approved
2005

Hurricane Katrina

1 household applied for aid $6K to the City of Winnsboro for repairs
Franklin Parish has had 31 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winnsboro covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Winnsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Winnsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Winnsboro total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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