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Natural hazards · Trout

Trout, LA natural hazards

Most of the natural-hazard damage FEMA expects in Trout comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Trout?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trout to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding50%Heat waves13%Tornadoes11%Hurricanes8%Strong wind6%Cold waves5%Everything else8%
By hazard

What Trout faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once a year in the area

Heat waves

13% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 22 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 30 years in the area

Hurricanes

8% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 14 years in the area

Strong wind

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Cold waves

5% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Trout flood?

FEMA's records show no paid flood insurance claims in Trout.

of all homes
are insured
No community discount. Trout isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: La Salle Parish.
Disasters that hit Trout

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trout itself: aid to households, or repair grants to Trout.

Brought FEMA money into TroutDeclared for La Salle Parish only
2021

Severe Winter Storms

1 household applied for aid
2020

Hurricane Laura

220 households applied for aid $78K aid approved
2016

Severe Storms and Flooding

43 households applied for aid $303K aid approved
2008

Hurricane Gustav

69 households applied for aid $51K aid approved
2006

Severe Storms and Flooding

2 households applied for aid
La Salle Parish has had 28 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trout is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Trout’s own flood-insurance community; household aid to the registrant’s city; repair grants to Trout. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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