Natural hazards · Spokane

Spokane, LA natural hazards

Most of the natural-hazard damage FEMA expects in Spokane comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spokane?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spokane to be higher than in 18% of U.S. communities, mostly from inland flooding and drought.

Inland flooding26%Drought19%Hurricanes16%Tornadoes10%Cold waves9%Heat waves8%Everything else12%

By hazard

What Spokane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Drought

19% of expected damage

Recorded about 16 times a year in the area

Hurricanes

16% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 10 years in the area

Tornadoes

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 8 years in the area

Cold waves

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 17 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spokane flood?

FEMA's records show no paid flood insurance claims in Spokane.

of all homes
are insured

No community discount. Spokane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Concordia Parish.

Disasters that hit Spokane

Federal disasters declared here

None of the disasters declared for Concordia Parish shows FEMA aid or repair money reaching Spokane itself in FEMA’s records.

Brought FEMA money into SpokaneDeclared for Concordia Parish only

Concordia Parish has had 26 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spokane is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Spokane’s own flood-insurance community; household aid to the registrant’s city; repair grants to Spokane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.