Natural hazards · Ringgold

Ringgold, LA natural hazards

Most of the natural-hazard damage FEMA expects in Ringgold comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1991. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ringgold?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ringgold to be higher than in 55% of U.S. communities, mostly from inland flooding and ice storms.

Inland flooding34%Ice storms17%Tornadoes14%Strong wind10%Heat waves10%Hurricanes5%Everything else11%

By hazard

What Ringgold faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Ice storms

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 10 years in the area

Strong wind

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Heat waves

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 21 times a year in the area

Hurricanes

5% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ringgold flood?

Every paid claim on a federal flood insurance policy in Ringgold, from FEMA’s records.

3paid claims since 1991

$29Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ringgold isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bienville Parish.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Ringgold

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ringgold itself: aid to households, or repair grants to the Town of Ringgold.

Brought FEMA money into RinggoldDeclared for Bienville Parish only

2021

Severe Winter Storms

27 households applied for aid $17K aid approved

2016

Severe Storms and Flooding

173 households applied for aid $432K aid approved

Bienville Parish has had 25 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ringgold is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ringgold’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ringgold. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.