Natural hazards · Richmond

Richmond, LA natural hazards

Most of the natural-hazard damage FEMA expects in Richmond comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richmond?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richmond to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding27%Tornadoes22%Drought15%Strong wind10%Hail7%Hurricanes7%Everything else13%

By hazard

What Richmond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Drought

15% of expected damage

Recorded about 18 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Hail

7% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 14 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richmond flood?

Every paid claim on a federal flood insurance policy in Richmond, from FEMA’s records.

11paid claims since 1978

$297Kpaid to owners

1homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richmond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison Parish.

Disasters that hit Richmond

Federal disasters declared here

None of the disasters declared for Madison Parish shows FEMA aid or repair money reaching Richmond itself in FEMA’s records.

Brought FEMA money into RichmondDeclared for Madison Parish only

Madison Parish has had 22 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richmond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Richmond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Richmond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.