Natural hazards · Rayne

Rayne, LA natural hazards

Most of the natural-hazard damage FEMA expects in Rayne comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 140 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rayne?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rayne to be higher than in 88% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes51%Inland flooding30%Cold waves8%Everything else11%
By hazard

What Rayne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

51% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 6 years in the area

Inland flooding

30% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Cold waves

8% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rayne flood?

Every paid claim on a federal flood insurance policy in Rayne, from FEMA’s records.

140paid claims since 1978
$5.8Mpaid to owners
24homes flooded more than once
19782026

Biggest named events

  • Mid-summer severe storms: 39 claims, $1.9M
  • Hurricane Rita: 9 claims, $93K
  • Hurricane Lili: 1 claim, $690

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 05% off flood insurance. Rayne is in FEMA’s Community Rating System (class 9) for its flood-proofing work.
Insurance rates: Acadia Parish.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
5buildings retrofitted against wind
2homes raised above flood level
1storm safe rooms built
Disasters that hit Rayne

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rayne itself: aid to households, or repair grants to the City of Rayne.

Brought FEMA money into RayneDeclared for Acadia Parish only
2020

Hurricane Delta

1,159 households applied for aid $1.4M aid approved $283K to the City of Rayne for repairs
2020

Hurricane Laura

714 households applied for aid $796K aid approved $67K to the City of Rayne for repairs
2016

Severe Storms and Flooding

1,077 households applied for aid $2.2M aid approved $29K to the City of Rayne for repairs
2013

Severe Storms and Flooding

$29K to the City of Rayne for repairs
2008

Hurricane Ike

191 households applied for aid $79K aid approved $36K to the City of Rayne for repairs
2008

Hurricane Gustav

1,123 households applied for aid $513K aid approved $147K to the City of Rayne for repairs
2005

Hurricane Rita

2,482 households applied for aid $3.2M aid approved $135K to the City of Rayne for repairs
2005

Hurricane Katrina

88 households applied for aid $108K aid approved $60K to the City of Rayne for repairs
2004

Severe Storms and Flooding

221 households applied for aid $248K aid approved
2002

Hurricane Lili

$832K to the City of Rayne for repairs
Acadia Parish has had 29 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rayne covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Rayne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rayne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rayne total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Rayne, LAView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Rayne is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01