Natural hazards · Opelousas

Opelousas, LA natural hazards

Most of the natural-hazard damage FEMA expects in Opelousas comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 70 claims here since 1978. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Opelousas?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Opelousas to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes18%Hurricanes17%Cold waves14%Everything else11%
By hazard

What Opelousas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 81% of U.S. places

Hurricanes

17% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 7 years in the area

Cold waves

14% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Opelousas flood?

Every paid claim on a federal flood insurance policy in Opelousas, from FEMA’s records.

70paid claims since 1978
$2.0Mpaid to owners
13homes flooded more than once
19782026

Biggest named events

  • Mid-summer severe storms: 18 claims, $822K
  • Hurricane Gustav: 4 claims, $44K
  • Hurricane Rita: 3 claims, $19K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Opelousas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Landry Parish.

What’s been done with FEMA grants

4buildings retrofitted against wind
Disasters that hit Opelousas

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Opelousas itself: aid to households, or repair grants to the City of Opelousas.

Brought FEMA money into OpelousasDeclared for St. Landry Parish only
2026

Tropical Storm Arthur

706 households applied for aid $1.7M aid approved
2021

Hurricane Ida

6 households applied for aid $2K aid approved
2021

Severe Winter Storms

$59K to the City of Opelousas for repairs
2020

Hurricane Delta

1,616 households applied for aid $1.7M aid approved $254K to the City of Opelousas for repairs
2020

Hurricane Laura

1,358 households applied for aid $1.6M aid approved $178K to the City of Opelousas for repairs
2019

Hurricane Barry

$43K to the City of Opelousas for repairs
2016

Severe Storms and Flooding

1,816 households applied for aid $1.8M aid approved $51K to the City of Opelousas for repairs
2012

Hurricane Isaac

$37K to the City of Opelousas for repairs
2008

Hurricane Gustav

6,347 households applied for aid $3.4M aid approved $561K to the City of Opelousas for repairs
2006

Severe Storms and Flooding

507 households applied for aid $462K aid approved
2005

Hurricane Rita

6,156 households applied for aid $5.8M aid approved $156K to the City of Opelousas for repairs
2005

Hurricane Katrina

1 household applied for aid $191K to the City of Opelousas for repairs
2004

Severe Storms and Flooding

1,007 households applied for aid $530K aid approved
2002

Hurricane Lili

$157K to the City of Opelousas for repairs
St. Landry Parish has had 34 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Opelousas covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Opelousas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Opelousas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Opelousas total about $8.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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