Natural hazards · Oakdale

Oakdale, LA natural hazards

Most of the natural-hazard damage FEMA expects in Oakdale comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 243 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oakdale?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakdale to be higher than in 74% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding34%Hurricanes21%Tornadoes16%Cold waves13%Lightning5%Everything else9%
By hazard

What Oakdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

21% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 9 years in the area

Tornadoes

16% of expected damage
Above average · higher than 54% of U.S. places

Cold waves

13% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once a year in the area

Lightning

5% of expected damage
Well above average · higher than 81% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oakdale flood?

Every paid claim on a federal flood insurance policy in Oakdale, from FEMA’s records.

243paid claims since 1979
$6.7Mpaid to owners
33homes flooded more than once
19792026

Biggest named events

  • Hurricane Delta: 27 claims, $2.0M
  • Hurricane Juan: 8 claims, $74K
  • Late winter severe storms: 5 claims, $274K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Oakdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allen Parish.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Oakdale

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oakdale itself: aid to households, or repair grants to the City of Oakdale.

Brought FEMA money into OakdaleDeclared for Allen Parish only
2020

Hurricane Delta

289 households applied for aid $637K aid approved
2020

Hurricane Laura

1,865 households applied for aid $2.1M aid approved $2.6M to the City of Oakdale for repairs
2016

Severe Storms and Flooding

82 households applied for aid $394K aid approved
2012

Hurricane Isaac

32 households applied for aid $3K aid approved $8K to the City of Oakdale for repairs
2008

Hurricane Ike

47 households applied for aid $30K aid approved $23K to the City of Oakdale for repairs
2008

Hurricane Gustav

684 households applied for aid $489K aid approved $27K to the City of Oakdale for repairs
2006

Severe Storms and Flooding

33 households applied for aid $12K aid approved
2005

Hurricane Rita

2,680 households applied for aid $2.0M aid approved $142K to the City of Oakdale for repairs
2005

Hurricane Katrina

$21K to the City of Oakdale for repairs
2002

Hurricane Lili

$30K to the City of Oakdale for repairs
Allen Parish has had 27 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakdale is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Oakdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Oakdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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