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Natural hazards · Oak Ridge

Oak Ridge, LA natural hazards

Most of the natural-hazard damage FEMA expects in Oak Ridge comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oak Ridge?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Ridge to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding43%Tornadoes12%Drought9%Heat waves7%Earthquakes6%Cold waves5%Everything else18%
By hazard

What Oak Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Well below average · higher than 15% of U.S. places
Recorded about once a year in the area

Tornadoes

12% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once every 6 years in the area

Drought

9% of expected damage
Recorded about 24 times a year in the area

Heat waves

7% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 19 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 74% of U.S. places

Cold waves

5% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oak Ridge flood?

FEMA's records show no paid flood insurance claims in Oak Ridge.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Oak Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morehouse Parish.
Disasters that hit Oak Ridge

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oak Ridge itself: aid to households, or repair grants to the Village of Oak Ridge.

Brought FEMA money into Oak RidgeDeclared for Morehouse Parish only
2026

Severe Winter Storm

$21K to the Village of Oak Ridge for repairs
2020

Hurricane Laura

11 households applied for aid $8K aid approved
2016

Severe Storms and Flooding

78 households applied for aid $241K aid approved
2012

Hurricane Isaac

2 households applied for aid
2008

Hurricane Gustav

14 households applied for aid $32K aid approved
2006

Severe Storms and Flooding

12 households applied for aid $11K aid approved
Morehouse Parish has had 23 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Ridge is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Oak Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Oak Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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