Natural hazards · Oak Grove

Oak Grove, LA natural hazards

Most of the natural-hazard damage FEMA expects in Oak Grove comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2008. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak Grove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Grove to be higher than in 31% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding20%Tornadoes18%Drought14%Heat waves10%Earthquakes8%Cold waves7%Everything else22%

By hazard

What Oak Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

20% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 10 years in the area

Drought

14% of expected damage

Recorded about 20 times a year in the area

Heat waves

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 19 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 76% of U.S. places

Cold waves

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak Grove flood?

Every paid claim on a federal flood insurance policy in Oak Grove, from FEMA’s records.

4paid claims since 2008

$188Kpaid to owners

2homes flooded more than once

20082026

Biggest named events

Hurricane Gustav: 2 claims, $109K
Late winter severe storms: 1 claim, $71K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: West Carroll Parish.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

1buildings retrofitted against wind

Disasters that hit Oak Grove

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oak Grove itself: aid to households, or repair grants to the Town of Oak Grove.

Brought FEMA money into Oak GroveDeclared for West Carroll Parish only

2021

Severe Winter Storms

37 households applied for aid $17K aid approved

2016

Severe Storms and Flooding

453 households applied for aid $708K aid approved $3K to the Town of Oak Grove for repairs

2008

Hurricane Gustav

174 households applied for aid $435K aid approved

1998

Severe Ice Storm

$11K to the Town of Oak Grove for repairs

West Carroll Parish has had 21 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oak Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oak Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.