Natural hazards · Natchez

Natchez, LA natural hazards

Most of the natural-hazard damage FEMA expects in Natchez comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 2009. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Natchez?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Natchez to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding46%Heat waves12%Tornadoes10%Strong wind9%Hurricanes6%Everything else17%

By hazard

What Natchez faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Heat waves

12% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 22 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 25 years in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 17 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Natchez flood?

Every paid claim on a federal flood insurance policy in Natchez, from FEMA’s records.

6paid claims since 2009

$51Kpaid to owners

2homes flooded more than once

20092026

Biggest named events

Late winter severe storms: 2 claims, $24K
Hurricane Harvey: 1 claim, $2K
Hurricane Delta: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Natchez isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Natchitoches Parish.

Disasters that hit Natchez

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Natchez itself: aid to households, or repair grants to the Village of Natchez.

Brought FEMA money into NatchezDeclared for Natchitoches Parish only

2021

Severe Winter Storms

9 households applied for aid $12K aid approved

2020

Hurricane Laura

220 households applied for aid $195K aid approved

2016

Severe Storms and Flooding

116 households applied for aid $159K aid approved

2006

Severe Storms and Flooding

9 households applied for aid $8K aid approved

Natchitoches Parish has had 29 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Natchez is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Natchez’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Natchez. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Natchez, LA natural hazards

How exposed is Natchez?

What Natchez faces

Inland flooding

Heat waves

Tornadoes

Strong wind

Hurricanes

Lower here

Not a risk here

Does Natchez flood?

Biggest named events

Homes that flooded again and again

4 federal disasters brought FEMA money here

Severe Winter Storms

Hurricane Laura

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

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