Natural hazards · Moss Bluff

Moss Bluff, LA natural hazards

Most of the natural-hazard damage FEMA expects in Moss Bluff comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 174 claims here since 1982. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moss Bluff?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moss Bluff to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding34%Tornadoes7%Everything else14%

By hazard

What Moss Bluff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 8 years in the area

Inland flooding

34% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moss Bluff flood?

Every paid claim on a federal flood insurance policy in Moss Bluff, from FEMA’s records.

174paid claims since 1982

$3.5Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Rita: 20 claims, $590K
Hurricane Ike: 20 claims, $308K
Hurricane Delta: 18 claims, $650K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moss Bluff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calcasieu Parish.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Moss Bluff

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moss Bluff itself: aid to households, or repair grants to Moss Bluff.

Brought FEMA money into Moss BluffDeclared for Calcasieu Parish only

2021

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

2021

Severe Winter Storms

1 household applied for aid $10K aid approved

2020

Hurricane Delta

43 households applied for aid $22K aid approved

2020

Hurricane Laura

289 households applied for aid $422K aid approved

2008

Hurricane Ike

77 households applied for aid $17K aid approved

2008

Hurricane Gustav

75 households applied for aid $415 aid approved

2006

Severe Storms and Flooding

44 households applied for aid $174K aid approved

2005

Hurricane Rita

163 households applied for aid $384K aid approved

2005

Hurricane Katrina

2 households applied for aid

Calcasieu Parish has had 29 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moss Bluff covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Moss Bluff’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Moss Bluff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moss Bluff total about $9.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.