Natural hazards · Morganza

Morganza, LA natural hazards

Most of the natural-hazard damage FEMA expects in Morganza comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 31 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Morganza?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morganza to be higher than in 36% of U.S. communities, mostly from cold waves and hurricanes.

Cold waves35%Hurricanes20%Tornadoes16%Inland flooding15%Drought8%Everything else7%
By hazard

What Morganza faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once a year in the area

Hurricanes

20% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 5 years in the area

Tornadoes

16% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 11 years in the area

Inland flooding

15% of expected damage
Well below average · higher than 13% of U.S. places
Recorded about once every 2 years in the area

Drought

8% of expected damage
Recorded about 21 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Morganza flood?

Every paid claim on a federal flood insurance policy in Morganza, from FEMA’s records.

31paid claims since 1979
$163Kpaid to owners
3homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
No community discount. Morganza isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pointe Coupee Parish.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Morganza

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morganza itself: aid to households, or repair grants to the Village of Morganza.

Brought FEMA money into MorganzaDeclared for Pointe Coupee Parish only
2026

Tropical Storm Arthur

50 households applied for aid $240K aid approved
2021

Hurricane Ida

199 households applied for aid $93K aid approved
2016

Severe Storms and Flooding

52 households applied for aid $6K aid approved
2012

Hurricane Isaac

22 households applied for aid $2K aid approved $4K to the Village of Morganza for repairs
2008

Hurricane Gustav

248 households applied for aid $267K aid approved $25K to the Village of Morganza for repairs
2005

Hurricane Rita

$13K to the Village of Morganza for repairs
2005

Hurricane Katrina

159 households applied for aid $86K aid approved $6K to the Village of Morganza for repairs
2004

Severe Storms and Flooding

102 households applied for aid $39K aid approved
2002

Hurricane Lili

$5K to the Village of Morganza for repairs
Pointe Coupee Parish has had 33 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morganza is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Morganza’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Morganza. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01