Morgan, LA natural hazards
Most of the natural-hazard damage FEMA expects in Morgan comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 366 claims here since 1978. 13 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Morgan?
FEMA expects yearly storm and flood damage to homes and buildings in Morgan to be higher than in 91% of U.S. communities, mostly from hurricanes.
What Morgan faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Tornadoes
Inland flooding
Lower here
Not a risk here
Does Morgan flood?
Every paid claim on a federal flood insurance policy in Morgan, from FEMA’s records.
Biggest named events
- Hurricane Francine: 67 claims, $4.3M
- Hurricane Andrew: 21 claims, $144K
- Mid-spring storms: 17 claims, $431K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
13 federal disasters brought FEMA money here
Disasters the President declared that paid out in Morgan itself: aid to households, or repair grants to the City of Morgan.
Hurricane Francine
Hurricane Ida
Hurricane Barry
Flooding
Hurricane Isaac
Flooding
Hurricane Ike
Hurricane Gustav
Hurricane Rita
Hurricane Katrina
Hurricane Lili
Tropical Storm Isidore
Tropical Storm Allison
How to read this page
FEMA’s expected losses across Morgan total about $11.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.