Natural hazards · Monticello

Monticello, LA natural hazards

Most of the natural-hazard damage FEMA expects in Monticello comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 341 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monticello?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monticello to be higher than in 90% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes16%Hurricanes12%Cold waves7%Everything else6%

By hazard

What Monticello faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 77% of U.S. places

Hurricanes

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Cold waves

7% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monticello flood?

Every paid claim on a federal flood insurance policy in Monticello, from FEMA’s records.

341paid claims since 1979

$30.8Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-summer severe storms: 239 claims, $29.0M
Tropical Storm Allison: 19 claims, $614K
Hurricane Gustav: 7 claims, $123K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monticello isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: East Baton Rouge Parish.

Disasters that hit Monticello

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Monticello itself: aid to households, or repair grants to Monticello.

Brought FEMA money into MonticelloDeclared for East Baton Rouge Parish only

2016

Severe Storms and Flooding

1 household applied for aid $3K aid approved

East Baton Rouge Parish has had 34 natural disasters declared since 1953, most often hurricanes and floods.

Around Monticello

Monticello and the towns around it

Very lowLowModerateHighVery high

Monticellomostly inland floodingVery high

Centralmostly inland floodingVery high

Baton Rougemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monticello covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Monticello’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Monticello. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monticello total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.