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Natural hazards · Montgomery

Montgomery, LA natural hazards

Most of the natural-hazard damage FEMA expects in Montgomery comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Montgomery?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montgomery to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes15%Heat waves8%Strong wind5%Everything else9%
By hazard

What Montgomery faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 9 years in the area

Heat waves

8% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 22 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Montgomery flood?

FEMA's records show no paid flood insurance claims in Montgomery.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Montgomery isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant Parish.
Disasters that hit Montgomery

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montgomery itself: aid to households, or repair grants to the Town of Montgomery.

Brought FEMA money into MontgomeryDeclared for Grant Parish only
2021

Hurricane Ida

2 households applied for aid
2021

Severe Winter Storms

17 households applied for aid $30K aid approved
2020

Hurricane Laura

400 households applied for aid $457K aid approved $64K to the Town of Montgomery for repairs
2016

Severe Storms and Flooding

91 households applied for aid $150K aid approved
2008

Hurricane Gustav

64 households applied for aid $95K aid approved $8K to the Town of Montgomery for repairs
2006

Severe Storms and Flooding

12 households applied for aid $9K aid approved $14K to the Town of Montgomery for repairs
Grant Parish has had 27 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montgomery is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Montgomery’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Montgomery. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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