Natural hazards · Montegut

Montegut, LA natural hazards

Most of the natural-hazard damage FEMA expects in Montegut comes from hurricanes, and overall the risk is very high for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montegut?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montegut to be higher than in 100% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes43%Coastal flooding39%Inland flooding10%Everything else8%

By hazard

What Montegut faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

43% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Coastal flooding

39% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

10% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montegut flood?

FEMA's records show no paid flood insurance claims in Montegut.

of all homes
are insured

No community discount. Montegut isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Terrebonne Parish.

What’s been done with FEMA grants

115homes raised above flood level

24flood-prone properties bought out and cleared

1buildings retrofitted against wind

Disasters that hit Montegut

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montegut itself: aid to households, or repair grants to Montegut.

Brought FEMA money into MontegutDeclared for Terrebonne Parish only

2026

Tropical Storm Arthur

56 households applied for aid $110K aid approved

2024

Hurricane Francine

348 households applied for aid $978K aid approved

2021

Hurricane Ida

1,436 households applied for aid $13.4M aid approved

2020

Hurricane Zeta

94 households applied for aid $208K aid approved

2012

Hurricane Isaac

213 households applied for aid $305K aid approved

2008

Hurricane Ike

500 households applied for aid $878K aid approved

2008

Hurricane Gustav

987 households applied for aid $2.1M aid approved

2005

Hurricane Rita

1,273 households applied for aid $3.4M aid approved

2005

Hurricane Katrina

997 households applied for aid $1.6M aid approved

2004

Hurricane Ivan

5 households applied for aid $7K aid approved

Terrebonne Parish has had 39 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montegut is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montegut’s own flood-insurance community; household aid to the registrant’s city; repair grants to Montegut. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.