Natural hazards · Lydia

Lydia, LA natural hazards

Most of the natural-hazard damage FEMA expects in Lydia comes from hurricanes, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lydia?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lydia to be higher than in 97% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes49%Inland flooding24%Coastal flooding8%Tornadoes7%Everything else13%

By hazard

What Lydia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

49% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

24% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Coastal flooding

8% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 41 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lydia flood?

FEMA's records show no paid flood insurance claims in Lydia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lydia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iberia Parish.

Disasters that hit Lydia

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lydia itself: aid to households, or repair grants to Lydia.

Brought FEMA money into LydiaDeclared for Iberia Parish only

2021

Hurricane Ida

2 households applied for aid

2016

Severe Storms and Flooding

2 households applied for aid

2008

Hurricane Ike

9 households applied for aid $10K aid approved

2008

Hurricane Gustav

18 households applied for aid $5K aid approved

2005

Hurricane Rita

88 households applied for aid $241K aid approved

2005

Hurricane Katrina

4 households applied for aid $4K aid approved

Iberia Parish has had 30 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lydia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lydia’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lydia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.