Natural hazards · Loreauville

Loreauville, LA natural hazards

Most of the natural-hazard damage FEMA expects in Loreauville comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1997. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loreauville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loreauville to be higher than in 87% of U.S. communities, mostly from hurricanes.

Hurricanes54%Tornadoes14%Drought9%Inland flooding8%Cold waves7%Everything else7%

By hazard

What Loreauville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

54% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

14% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 47 years in the area

Drought

9% of expected damage

Recorded about 20 times a year in the area

Inland flooding

8% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loreauville flood?

Every paid claim on a federal flood insurance policy in Loreauville, from FEMA’s records.

4paid claims since 1997

$78Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Mid-summer severe storms: 1 claim, $56K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Loreauville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iberia Parish.

Disasters that hit Loreauville

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Loreauville itself: aid to households, or repair grants to the Village of Loreauville.

Brought FEMA money into LoreauvilleDeclared for Iberia Parish only

2021

Hurricane Ida

88 households applied for aid $24K aid approved

2020

Hurricane Delta

10 households applied for aid $18K aid approved

2016

Severe Storms and Flooding

48 households applied for aid $69K aid approved

2008

Hurricane Ike

22 households applied for aid $34K aid approved

2008

Hurricane Gustav

148 households applied for aid $152K aid approved

2005

Hurricane Rita

220 households applied for aid $195K aid approved

2005

Hurricane Katrina

10 households applied for aid $9K aid approved

Iberia Parish has had 30 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loreauville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Loreauville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Loreauville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.