Natural hazards · Livonia

Livonia, LA natural hazards

Most of the natural-hazard damage FEMA expects in Livonia comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2006. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Livonia?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Livonia to be higher than in 33% of U.S. communities, mostly from cold waves and hurricanes.

Cold waves36%Hurricanes19%Tornadoes16%Inland flooding14%Drought7%Everything else8%
By hazard

What Livonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

36% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once a year in the area

Hurricanes

19% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 5 years in the area

Tornadoes

16% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 10 years in the area

Inland flooding

14% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about once every 2 years in the area

Drought

7% of expected damage
Recorded about 20 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Livonia flood?

Every paid claim on a federal flood insurance policy in Livonia, from FEMA’s records.

3paid claims since 2006
$53Kpaid to owners
1homes flooded more than once
20062026

Biggest named events

  • Hurricane Ike: 1 claim, $9K
  • Hurricane Gustav: 1 claim, $28K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Livonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pointe Coupee Parish.
Disasters that hit Livonia

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Livonia itself: aid to households, or repair grants to the Town of Livonia.

Brought FEMA money into LivoniaDeclared for Pointe Coupee Parish only
2026

Tropical Storm Arthur

6 households applied for aid $9K aid approved
2021

Hurricane Ida

239 households applied for aid $96K aid approved $7K to the Town of Livonia for repairs
2016

Severe Storms and Flooding

37 households applied for aid $42K aid approved
2012

Hurricane Isaac

12 households applied for aid $4K aid approved $13K to the Town of Livonia for repairs
2008

Hurricane Gustav

364 households applied for aid $569K aid approved $89K to the Town of Livonia for repairs
2005

Hurricane Rita

1 household applied for aid $16K aid approved $6K to the Town of Livonia for repairs
2005

Hurricane Katrina

67 households applied for aid $41K aid approved $13K to the Town of Livonia for repairs
2004

Severe Storms and Flooding

24 households applied for aid $29K aid approved
2002

Hurricane Lili

$3K to the Town of Livonia for repairs
Pointe Coupee Parish has had 33 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Livonia is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Livonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Livonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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