Natural hazards · Lacombe

Lacombe, LA natural hazards

Most of the natural-hazard damage FEMA expects in Lacombe comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1,206 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lacombe?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lacombe to be higher than in 98% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding27%Coastal flooding6%Everything else18%

By hazard

What Lacombe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

27% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Coastal flooding

6% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lacombe flood?

Every paid claim on a federal flood insurance policy in Lacombe, from FEMA’s records.

1,206paid claims since 1979

$44.6Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Katrina: 411 claims, $27.5M
Hurricane Isaac: 185 claims, $5.5M
Tropical Storm Isidore: 145 claims, $2.6M

of all homes
are insured

No community discount. Lacombe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Tammany Parish.

What’s been done with FEMA grants

55homes raised above flood level

6flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Lacombe

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lacombe itself: aid to households, or repair grants to Lacombe.

Brought FEMA money into LacombeDeclared for St. Tammany Parish only

2026

Tropical Storm Arthur

148 households applied for aid $817K aid approved

2021

Hurricane Ida

3,378 households applied for aid $4.6M aid approved

2020

Hurricane Delta

1 household applied for aid $1K aid approved

2016

Severe Storms and Flooding

39 households applied for aid $57K aid approved

2012

Hurricane Isaac

1,074 households applied for aid $1.1M aid approved

2008

Hurricane Ike

69 households applied for aid $121K aid approved

2008

Hurricane Gustav

1,165 households applied for aid $524K aid approved

2005

Hurricane Rita

243 households applied for aid $79K aid approved

2005

Hurricane Katrina

5,175 households applied for aid $20.7M aid approved

2004

Hurricane Ivan

3 households applied for aid $5K aid approved

St. Tammany Parish has had 37 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lacombe covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Lacombe’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lacombe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lacombe total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.