Natural hazards · Gray

Gray, LA natural hazards

Most of the natural-hazard damage FEMA expects in Gray comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 74 claims here since 1980. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gray?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gray to be higher than in 95% of U.S. communities, mostly from hurricanes.

Hurricanes69%Inland flooding10%Tornadoes8%Cold waves6%Everything else7%

By hazard

What Gray faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

69% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

10% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

6% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gray flood?

Every paid claim on a federal flood insurance policy in Gray, from FEMA’s records.

74paid claims since 1980

$1.6Mpaid to owners

0homes flooded more than once

19802026

Biggest named events

Tropical Storm Isidore: 5 claims, $43K
2026-06-Arthur-TS: 4 claims, $199K
Tropical Storm Allison: 3 claims, $13K

of all homes
are insured

No community discount. Gray isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Terrebonne Parish.

Disasters that hit Gray

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gray itself: aid to households, or repair grants to Gray.

Brought FEMA money into GrayDeclared for Terrebonne Parish only

2026

Tropical Storm Arthur

383 households applied for aid $1.5M aid approved

2024

Hurricane Francine

1,106 households applied for aid $2.3M aid approved

2021

Hurricane Ida

3,405 households applied for aid $10.5M aid approved

2020

Hurricane Zeta

85 households applied for aid $169K aid approved

2020

Hurricane Laura

1 household applied for aid

2012

Hurricane Isaac

385 households applied for aid $419K aid approved

2008

Hurricane Ike

217 households applied for aid $368K aid approved

2008

Hurricane Gustav

1,882 households applied for aid $1.9M aid approved

2005

Hurricane Rita

576 households applied for aid $391K aid approved

2005

Hurricane Katrina

1,564 households applied for aid $1.3M aid approved

2004

Hurricane Ivan

24 households applied for aid $6K aid approved

Terrebonne Parish has had 39 natural disasters declared since 1953, most often hurricanes and floods.

Around Gray

Gray and the towns around it

Very lowLowModerateHighVery high

Bayou Bluemostly hurricanesVery high

Graymostly hurricanesVery high

Schrievermostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gray covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Gray’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Gray. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gray total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.