Natural hazards · Gramercy

Gramercy, LA natural hazards

Most of the natural-hazard damage FEMA expects in Gramercy comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 37 claims here since 1983. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gramercy?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gramercy to be higher than in 91% of U.S. communities, mostly from hurricanes.

Hurricanes67%Inland flooding11%Tornadoes9%Everything else13%

By hazard

What Gramercy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

11% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

9% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 48 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gramercy flood?

Every paid claim on a federal flood insurance policy in Gramercy, from FEMA’s records.

37paid claims since 1983

$1.6Mpaid to owners

6homes flooded more than once

19832026

Biggest named events

Mid-summer severe storms: 3 claims, $52K
Hurricane Francine: 3 claims, $97K
Hurricane Ida: 3 claims, $23K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gramercy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. James Parish.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Gramercy

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gramercy itself: aid to households, or repair grants to the Town of Gramercy.

Brought FEMA money into GramercyDeclared for St. James Parish only

2024

Hurricane Francine

323 households applied for aid $850K aid approved

2021

Hurricane Ida

1,205 households applied for aid $2.9M aid approved $1.5M to the Town of Gramercy for repairs

2016

Severe Storms and Flooding

83 households applied for aid $106K aid approved $13K to the Town of Gramercy for repairs

2012

Hurricane Isaac

372 households applied for aid $310K aid approved $41K to the Town of Gramercy for repairs

2008

Hurricane Gustav

573 households applied for aid $605K aid approved $175K to the Town of Gramercy for repairs

2005

Hurricane Katrina

998 households applied for aid $1.2M aid approved $757K to the Town of Gramercy for repairs

2002

Hurricane Lili

$7K to the Town of Gramercy for repairs

2002

Tropical Storm Isidore

$10K to the Town of Gramercy for repairs

2001

Tropical Storm Allison

$36K to the Town of Gramercy for repairs

St. James Parish has had 31 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gramercy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gramercy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gramercy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.