Natural hazards · Gilbert

Gilbert, LA natural hazards

Most of the natural-hazard damage FEMA expects in Gilbert comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1991. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gilbert?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gilbert to be higher than in 37% of U.S. communities, mostly from inland flooding and drought.

Inland flooding37%Drought16%Tornadoes13%Hurricanes8%Heat waves7%Strong wind6%Everything else13%

By hazard

What Gilbert faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Drought

16% of expected damage

Recorded about 20 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 6 years in the area

Hurricanes

8% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 16 years in the area

Heat waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 19 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gilbert flood?

Every paid claim on a federal flood insurance policy in Gilbert, from FEMA’s records.

3paid claims since 1991

$17Kpaid to owners

1homes flooded more than once

19912026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gilbert isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin Parish.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

1buildings retrofitted against wind

Disasters that hit Gilbert

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gilbert itself: aid to households, or repair grants to the Village of Gilbert.

Brought FEMA money into GilbertDeclared for Franklin Parish only

2026

Severe Winter Storm

$12K to the Village of Gilbert for repairs

2021

Severe Winter Storms

2 households applied for aid $53K to the Village of Gilbert for repairs

2016

Severe Storms and Flooding

12 households applied for aid

2013

Severe Storms and Flooding

$12K to the Village of Gilbert for repairs

2008

Hurricane Gustav

111 households applied for aid $205K aid approved $31K to the Village of Gilbert for repairs

2006

Severe Storms and Flooding

4 households applied for aid $2K aid approved

Franklin Parish has had 31 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gilbert is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gilbert’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Gilbert. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Gilbert, LA natural hazards

How exposed is Gilbert?

What Gilbert faces

Inland flooding

Drought

Tornadoes

Hurricanes

Heat waves

Strong wind

Lower here

Not a risk here

Does Gilbert flood?

Homes that flooded again and again

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Severe Winter Storm

Severe Winter Storms

Severe Storms and Flooding

Severe Storms and Flooding

Hurricane Gustav

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

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