Natural hazards · Georgetown

Georgetown, LA natural hazards

Most of the natural-hazard damage FEMA expects in Georgetown comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Georgetown?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Georgetown to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes15%Heat waves8%Strong wind5%Everything else10%

By hazard

What Georgetown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 5 years in the area

Heat waves

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 22 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Georgetown flood?

FEMA's records show no paid flood insurance claims in Georgetown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Georgetown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant Parish.

Disasters that hit Georgetown

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Georgetown itself: aid to households, or repair grants to the Village of Georgetown.

Brought FEMA money into GeorgetownDeclared for Grant Parish only

2020

Hurricane Laura

139 households applied for aid $25K aid approved

2016

Severe Storms and Flooding

58 households applied for aid $311K aid approved

2008

Hurricane Gustav

42 households applied for aid $17K aid approved

2006

Severe Storms and Flooding

2 households applied for aid $15K aid approved

Grant Parish has had 27 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Georgetown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Georgetown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Georgetown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Georgetown, LA natural hazards

How exposed is Georgetown?

What Georgetown faces

Inland flooding

Tornadoes

Heat waves

Strong wind

Lower here

Not a risk here

Does Georgetown flood?

4 federal disasters brought FEMA money here

Hurricane Laura

Severe Storms and Flooding

Hurricane Gustav

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby