Natural hazards · Estelle

Estelle, LA natural hazards

Most of the natural-hazard damage FEMA expects in Estelle comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 21 claims here since 2002. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Estelle?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Estelle to be higher than in 95% of U.S. communities, mostly from hurricanes.

Hurricanes75%Inland flooding14%Everything else10%

By hazard

What Estelle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

75% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

14% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Estelle flood?

Every paid claim on a federal flood insurance policy in Estelle, from FEMA’s records.

21paid claims since 2002

$393Kpaid to owners

0homes flooded more than once

20022026

Biggest named events

Hurricane Ida: 6 claims, $175K
Hurricane Katrina: 6 claims, $119K
Hurricane Isaac: 4 claims, $30K

of all homes
are insured

No community discount. Estelle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson Parish.

Disasters that hit Estelle

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Estelle itself: aid to households, or repair grants to Estelle.

Brought FEMA money into EstelleDeclared for Jefferson Parish only

2021

Hurricane Ida

5 households applied for aid $3K aid approved

Jefferson Parish has had 37 natural disasters declared since 1953, most often hurricanes and floods.

Around Estelle

Estelle and the towns around it

Very lowLowModerateHighVery high

Estellemostly hurricanesVery high

Woodmeremostly hurricanesVery high

Marreromostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Estelle covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Estelle’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Estelle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Estelle total about $7.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.