Natural hazards · Choctaw

Choctaw, LA natural hazards

Most of the natural-hazard damage FEMA expects in Choctaw comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 92 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Choctaw?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Choctaw to be higher than in 99% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes44%Coastal flooding25%Tornadoes11%Inland flooding9%Everything else11%

By hazard

What Choctaw faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

44% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Coastal flooding

25% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

11% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 20 years in the area

Inland flooding

9% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Choctaw flood?

Every paid claim on a federal flood insurance policy in Choctaw, from FEMA’s records.

92paid claims since 1980

$5.9Mpaid to owners

0homes flooded more than once

19802026

Biggest named events

Hurricane Ida: 56 claims, $5.4M
Tropical Storm Allison: 12 claims, $37K
Hurricane Francine: 9 claims, $389K

of all homes
are insured

No community discount. Choctaw isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lafourche Parish.

Disasters that hit Choctaw

Federal disasters declared here

None of the disasters declared for Lafourche Parish shows FEMA aid or repair money reaching Choctaw itself in FEMA’s records.

Brought FEMA money into ChoctawDeclared for Lafourche Parish only

Lafourche Parish has had 41 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Choctaw covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Choctaw’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Choctaw. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Choctaw total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.